Written by Charles Heinz, Medicare Marketer
June 2025
Every year people who are 65+ or approaching 65, stare blankly at the numerous Medicare materials either sent to them, found on a random website or perhaps they picked up a brochure. They talk to friends and loved ones about it. They do all this information gathering in the hopes that they will find answers about which Medicare plan they should pick for themselves. However, many will find themselves back at the beginning of it all.
A recent survey conducted by the Center of Medicare Services (CMS) showed that 66+% of seniors find Medicare confusing and difficult to understand. This translates into the fact that the majority of seniors need help.
The good news is that there many professionals available no matter the state they live in. These professionals can help simplify the process by talking with you about your specific healthcare needs and your finances to understand.
- What type of coverage is needed to meet your specific needs
- What type of plan you can afford
Even though all Medicare professionals can help you with Medicare, Medicare Brokers and Agents, do not offer the same services. Whichever one you choose for help can have a massive impact on meeting your specific healthcare needs as well as, how much you pay for services.
Here’s what you need to know about which type of Medicare professional gives you a real chance of enrolling in a Medicare plan tailored to your personal needs.
There are basically two types of Medicare professionals that can help you. Only one of them can clearly explain to you the benefits of multiple insurance company’s plans and simplify the enrollment process for each.
- Medicare Brokers are the type of professional who are fully licensed in the state they are serving. Medicare Brokers have experience with many insurance companies and their offerings. This means they will consult with you on your specific healthcare needs and your finances, so they can then clearly explain your options, which they tailor to meet your specific needs. Simplifying the process every step of the way. All at no cost to you.
- Medicare Agents are also professionals who are fully licensed in the state where they do business. However, unlike Medicare Brokers, Medicare agents work for a single insurance company, limiting the healthcare options they can present to you. This means that they could be limited in offering a plan that suits your specific needs. Medicare Agents also work at no cost to you.
Consider both types, and choose wisely; your specific healthcare needs depend on it.
For More Information, visit MedicarePrepare.com
